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If you have an online banking account or want to open one, here
are some tips that we hope you would find helpful:
- For many online
banking account holders, the default setting is such that
statements are available online or are mailed to account
holders once every quarter (i.e. once every three months).
Should you decide to receive a monthly statement, some online
banks might charge you a fee for that.
- If you own an online
banking account, you should be careful about its security. A
popular scam that seems to gather steam is to send a genuine
looking email to random people, asking them to click on a link
and enter an account information to "prevent fraud", then
gather the account and/or username or password information and
use it for bad purposes. Be careful about this scam and don't
enter your account information unless you're sure it's for
legitimate purposes.
- If you have an online
banking account and would like to purchase CDs, you might find
that online banks offer higher percentages that do regular
brick-and-mortar banks. So they might be a better choice for
keeping your investments. However, when you're opening an
account with an online bank, make sure that they are FDIC
insured for the safety of your deposits.
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